Living in Georgia has many advantages: mountains, warm-weather, and ocean access. Another advantage to living in the tenth most populous state is having so many options when it comes to buying a car, particularly if you live in the Atlanta region. Even if you have had a bankruptcy, foreclosure, divorce, or other circumstances that would force you to seek out a bad credit car loan, there are still plenty of places to help you. The key is to know where they are.

When you need a car, there are many decisions to be made. Do you need a truck for hauling lumber or a minivan for hauling children? How much of a down payment can you come up with or how long do you want to make payments? All of these things are going should be thought about before you even step foot out the door. Making a few simple decisions ahead of time will help the salesperson to find the vehicle best suited for you and narrow down what may seem like a football field of full of inventory on the car lot.

Then there is there is the decision of where to buy a car. Yellow Pages has over 800 listings for car dealerships in the Atlanta area. If you have a perfect credit score that is a lot of places to choose from, but if you are in search of bad credit auto loans that number may be significantly reduced. The important thing to remember is that not every dealership has the ability to work with your situation. Many dealerships won’t even look at your request without a credit score near 700. If you fall below that number (as many do) you could actually harm your credit by applying at several dealerships and having a lot of inquiries on your show up on your credit report. Once that happens, it becomes even more difficult to get a loan.

That’s why using NewStartAutoLoans.com, makes so much sense. By applying through a service that matches you with a dealership in your area, be it Atlanta or wherever, you save yourself time and possibly your chance at even getting a car loan. The service will match your information with dealerships near you that already have programs in place to work with your situation. They know what it will take to get you into your new vehicle. Spending a bit of time online will be well worth it in the end.

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