A high risk auto loan is a loan given to someone that has bad credit, no credit, an unstable work history, low income, trying to get a loan for much more than the value of the car, or other situations that would make the loan riskier than a standard loan.  Unlike conventional lenders, banks that make high risk auto loans look for a way to get you approved, not for a way to turn you down.  At the same time, because these banks loan to people with bad credit, the interest rate can be higher than a conventional loan. Just remember that if you pay this loan on time, chances are the interest on your next loan will be lower.

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